accidental damage

Translations
случайное повреждение
The insurance policy covers accidental damage to the vehicle.
Страховой полис покрывает случайное повреждение транспортного средства.
Definitions
Accidental damage refers to unintentional harm or destruction caused to property or items, typically resulting from unforeseen events or mishaps, rather than deliberate actions.
Words
accidental

adjective
случайный
damage

noun
ущерб