credit-based

Translations
кредитный
основанный на кредитовании
основанный на кредитной системе
основанный на кредитной истории
основанный на кредитном рейтинге
Definitions
Based on the use of credit or borrowing, especially as a method of financing.
Structured or calculated according to credits, credit units, or a credit system.
Based on a person's credit history or credit score.
Words
credit

noun
кредит
based

adjective
основанный